Tokocrypto edges it on the overall score.
Criterion by criterion
| Criterion | Tokocrypto | Upbit |
|---|---|---|
| Regulation | 7.0 | 7.0 |
| Fees | 6.0 | 7.0 |
| Platform | 7.0 | 6.0 |
| Support | 7.0 | 6.0 |
| Trader reviews | 6.0 | 7.0 |
| Trust score | 6.6 | 6.6 |
The facts, side by side
| Tokocrypto | Upbit | |
|---|---|---|
| Founded | 2018 | 2017 |
| Headquarters | ID | KR |
| Minimum deposit | Rp 10,000 (about USD 0.56 at August 2026 rates) | KRW 5,000 (about USD 3.53 at August 2026 rates) |
Tokocrypto: strongest points
- OJK permission S-14/D.07/2025 verified on the regulator's own register and repeated at row 23 of an OJK press release
- The licensed entity is the entity you onboard with, identically in all nine countries served
- Permission number and registered address printed in the firm's own binding customer agreement, matching OJK's register in substance
Upbit: strongest points
- KRW spot trading at 0.05% maker and taker, among the cheapest anywhere, with no volume tier needed
- A BDO member firm has run agreed upon procedures over reserves quarterly since June 2018, most recently 103.27% of digital assets and 118.29% of money payable as at 1 July 2026, with the five short assets named and a proof of control test on a wallet the accountant chose
- Pays 2.1% a year before tax on idle won balances, as the Virtual Asset User Protection Act requires
Full detail, licence tables and the evidence behind every number: read the Tokocrypto review and the Upbit review. Scores are recomputed daily and this page updates with them.
SCORES ARE COMPUTED BEFORE ANY COMMERCIAL CONVERSATION ยท MONEY BUYS THE SLOT, NEVER THE NUMBER