CFI review.

Overview

Credit Financier Invest (CFI) is a global forex and CFD broker established in 1998. With a presence in London, Larnaca, Beirut, Amman, Dubai, and other regions, CFI serves retail and institutional clients through multiple regulated entities. The broker has received recognition for its competitive trading conditions and advanced platforms.

CFI offers a wide range of over 15,000 tradable instruments, including forex, stocks, commodities, indices, cryptocurrencies, ETFs, bonds, and futures. Clients can choose from popular platforms like MT4, MT5, cTrader, and TradingView. CFI provides extensive research, educational resources, and 24/7 customer support.

While CFI is well-regulated by authorities such as the FCA (UK) and CySEC (Cyprus), trading conditions may vary based on the entity. The broker does not accept clients from the US and a few other countries. Visit CFI’s official website for more details on their offerings.

Overview Table

Facts List

1. CFI has over 25 years of experience in the forex and CFD trading industry.
2. The broker is headquartered in Dubai, UAE, with a presence in multiple global locations.
3. CFI is regulated by top-tier authorities such as the FCA (UK) and CySEC (Cyprus).
4. Clients can access over 15,000 trading instruments across various asset classes.
5. CFI supports popular platforms like MT4, MT5, cTrader, and TradingView.
6. The broker offers competitive spreads starting from 0.0 pips and flexible account types.
7. CFI provides negative balance protection and segregates client funds.
8. Extensive educational resources are available, including webinars, seminars, and articles.
9.  Customers can reach support 24/7 through live chat, email, and phone.
10. CFI has received industry recognition for its advanced trading solutions.

Licenses & Regulation

CFI operates through multiple regulated entities, ensuring compliance with the rules and guidelines set by various financial authorities worldwide. The broker’s primary licenses include:

FCA (Financial Conduct Authority) – CFI’s UK entity, Credit Financier Invest Limited, is authorised and regulated by the FCA under registration number 828955. The FCA is known for its strict regulatory standards, providing a high level of client protection.

CySEC (Cyprus Securities and Exchange Commission) – Credit Financier Invest (CFI) Ltd, the broker’s Cyprus entity, is regulated by CySEC under license number 179/12. CySEC is a well-respected regulator in Europe, ensuring transparency and fair trading practices.

CFI holds additional licenses from DFSA (UAE), FSC (Mauritius), VFSC (Vanuatu), FSA (Seychelles), JSC (Jordan), and BDL (Lebanon), allowing the broker to serve clients in various regions while adhering to local regulations.

Multiple licenses demonstrate CFI’s commitment to operating transparently and providing a secure trading environment. However, traders should be aware that the level of protection may vary depending on the entity they choose to trade with.

Regulations List

• FCA (UK): Credit Financier Invest Limited – license no. 828955 CySEC (Cyprus): Credit Financier Invest (CFI) Ltd – license no. 179/12
• DFSA (UAE): Credit Financier Invest (DIFC) Limited – license no. F00393333
• FSC (Mauritius): CFI International Ltd – registration no. C161178
• VFSC (Vanuatu): Credit Financier Invest (International) Limited – registration no. 700479
• FSA (Seychelles): Credit Financier Invest International Limited – license no. SD107
• JSC (Jordan): Credit Financial Invest for Financial Brokerage LTD – license no. 49631
• BDL (Lebanon): Credit Financier Invest SAL – license no. 40

The same website shows four different firms, depending on where you are

We requested cfi.trade from ten countries through a commercial proxy network on 27 July 2026 — the UK, Germany, the UAE, Singapore, Japan, India, South Africa, Indonesia, Thailand and Vietnam. The domain is identical every time. The company behind it is not.

Six of the ten countries we checked are shown no risk warning at all — the UAE, Singapore, India, South Africa, Indonesia and Vietnam. Those last two matter because South-East Asia is where much of this industry sells hardest and where local licensing is thinnest: the readers least protected by their own regulator are also the ones this broker tells least.

Routing clients to a local entity is normal and often required. Two things here are worth a reader’s attention anyway.

First, the risk warning disappears. A UK visitor is told 81% of retail accounts lose money; a German or Japanese visitor is told 74%. A visitor from the UAE, Singapore, India or South Africa is told nothing. That disclosure is mandatory under UK and EU rules and not under the others, so its absence is lawful — but the underlying product is the same leveraged CFD, and the roughly four-in-five failure rate does not change with your postcode. If you are outside the UK and EU, the number the broker is not required to show you is the one printed at the top of this review.

Second, the entity changes what protects you. The UK entity holds an FCA licence with client money permission. The Cyprus entity brings MiFID II and €20,000 of ICF cover. CFI International Ltd — served to Singapore and India — appears on none of the registers we can search, and we have no evidence about it either way. Nor does the group state, on the page it serves those visitors, which authority stands behind it.

Before depositing, establish which of these five entities your client agreement names. It is the single fact that determines whether you have FSCS cover, €20,000 of ICF cover, or nothing we could verify.

Trading Instruments

CFI offers an extensive selection of over 15,000 trading instruments, catering to the diverse needs of both retail and institutional clients. The broker’s wide range of tradable assets includes:

Visit CFI’s website for a comprehensive list of tradable instruments and their specifications, such as contract sizes, margin requirements, and trading hours.

Account Types

CFI offers two main account types designed to cater to different trading styles and preferences:

Zero Commission Account
Spread from 0.4 pips No commissions Suitable for traders who prefer a simple, all-inclusive fee structure Access to all trading platforms (MT4, MT5, cTrader, TradingView, CFI Multi-Asset) Ideal for beginners and casual traders
Dynamic Trader Account
Raw spreads from 0.0 pips Commission-based pricing (commission varies based on trading volume) Designed for active and high-volume traders Access to MT4, MT5, and cTrader platforms Suitable for experienced traders seeking the most competitive pricing Both account types offer flexible leverage options, no minimum deposit requirements, and the ability to trade in various base currencies.

CFI also provides swap-free (Islamic) accounts for traders who cannot receive or pay interest due to religious reasons. These accounts are subject to certain terms and conditions.

Account Types Comparison Table

Deposits & Withdrawals

CFI offers several convenient deposit and withdrawal methods to cater to clients’ preferences:
Deposits

Withdrawals

Visit CFI’s website for more information on deposit and withdrawal options, as well as any applicable terms and conditions.

Special Offers

CFI occasionally provides special offers and promotions to both new and existing clients.

These offers may include:
Welcome Bonus
New clients may be eligible for a welcome bonus upon making their first deposit. The bonus amount and terms may vary depending on the promotion.
Loyalty Program
CFI may offer a loyalty program that rewards clients with various perks based on their trading activity, such as reduced spreads, cashback, or exclusive event invitations.
Trading Competitions
The broker may host trading competitions where participants can compete for prizes based on their trading performance over a specified period.
Educational Resources
CFI may provide free access to premium educational content, such as webinars, e-books, or trading courses, as part of a promotional offer.
Third-Party Partnerships
The broker may collaborate with third-party service providers to offer exclusive discounts or benefits to CFI clients, such as reduced fees on trading tools or access to market research.

It is essential for clients to carefully review the terms and conditions of any special offer or promotion before participating. Some offers may have specific requirements, such as minimum deposit amounts, trading volume thresholds, or time limitations.

How to Trade

CFI provides clients with a choice of advanced trading platforms to suit their preferences and needs:
MetaTrader 4 (MT4)
The industry-standard platform is known for its user-friendly interface, comprehensive charting tools, and automated trading capabilities. MT4 is available for desktop, web, and mobile.
MetaTrader 5 (MT5)
An upgraded version of MT4, offering additional features such as an expanded set of technical indicators, depth of market, and built-in economic calendar. MT5 supports desktop, web, and mobile trading.

cTrader
A powerful platform with advanced charting, fast order execution, and algorithmic trading tools. cTrader is accessible via desktop, web, and mobile apps.
TradingView
A web-based platform with a strong focus on social trading, offering advanced charting tools and access to a large community of traders.

CFI Multi-Asset Platform: CFI’s proprietary platform for trading financial markets and accessing investment services under a single system. All platforms provide a range of order types, including market, limit, stop, and trailing stop orders, along with risk management tools like stop-loss and take-profit orders.

Trading Platforms Comparison Table

Opening an Account

To open an account with CFI, follow these steps:

1. Visit CFI’s official website and click on the “Open an Account” button.
2. Select your preferred account type (Zero Commission or Dynamic Trader).
3. Fill out the registration form with your personal information, including your full name, email address, phone number, and country of residence.
4. Choose your base currency and leverage.
5. Agree to CFI’s terms and conditions and privacy policy.
6. Verify your email address by clicking on the link sent to your registered email.
7. Log in to your newly created account and complete the profile verification process by uploading the required documents (proof of identity and proof of residence).
8. Fund your account using one of the available deposit methods.
9. Once your account is verified and funded, you can start trading.

Negative Balance Protection

CFI offers negative balance protection to its clients, ensuring that they will not lose more than the funds available in their trading account. This means that if a trader’s account balance reaches zero due to trading losses, CFI will absorb any additional losses, and the trader will not be required to pay back any negative balance.

It is essential for traders to understand that negative balance protection does not negate the risks associated with trading and should not be relied upon as a substitute for proper risk management. Traders should always employ sound risk management techniques, such as setting appropriate stop-loss orders and managing their position sizes, to minimise potential losses.

Prohibited Countries

What this broker actually restricts

These are the restrictions cfi.trade publishes on its own site, quoted in full rather than summarised. We fetched them through an Indonesian exit on 27 July 2026, because a UK connection is often served a different entity’s terms.

• “We do not offer our investment /ancillary services to residents of certain jurisdictions such as USA, Sudan, Republic of Korea and other countries, as those listed to FATF and MONEYVAL recommendations Cookies Policy Privacy Policy This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.”
  — https://cfi.trade/terms

Anything not quoted above is not something we can show you. Restrictions can also appear in a client agreement you only see at sign-up, or be enforced silently by the account-opening form, so treat this as what the broker states publicly rather than the complete list.

Education & Analysis

CFI offers a range of tools and resources to help traders analyze the markets and make informed trading decisions

Customer Support

CFI recognises the importance of reliable customer support in providing a positive trading experience.

The broker offers several channels for clients to reach out for assistance:

• Live Chat: Available 24/7 through the CFI website, allowing clients to get instant help from a support representative.
• Email: Clients can send their enquiries to [email protected] and expect a response within 24 hours.
• Phone: CFI provides a global phone number (+2304608266) for clients to speak directly with a support representative.
• Request a Callback: Clients can fill out a form on the CFI website to request a callback from a support team member.
• FAQ: The broker’s website features a comprehensive FAQ section addressing common questions related to account opening, trading platforms, deposit/withdrawal, and more.

CFI’s customer support is available in multiple languages, including English and Arabic, ensuring that clients from different regions can communicate effectively with the support team.

Customer Support Comparison Table

Key Takeaways

1. CFI is a well-established broker with over 25 years of experience.
2. Regulated by top-tier authorities like FCA (UK) and CySEC (Cyprus).
3. Offers 15,000+ tradable instruments across forex, stocks, indices, commodities, cryptocurrencies, ETFs, bonds, and futures.
4. Supports popular trading platforms: MT4, MT5, cTrader, TradingView, and CFI Multi-Asset.
5.  Provides competitive spreads, flexible leverage, and no minimum deposit requirements.
6. Offers negative balance protection and segregates client funds.
7. Extensive educational resources and market analysis tools, including Trading Central insights.
8. 24/7 customer support is available through live chat, email, phone, and callback.
9. Suitable for both beginner and experienced traders seeking a reliable and feature-rich broker.
10. Strong commitment to providing a secure and transparent trading environment.

Conclusion

After conducting a thorough review of CFI, I can confidently say that they are a reliable and trustworthy broker. With over 25 years of experience and regulation from top-tier authorities like the FCA and CySEC, CFI demonstrates a strong commitment to providing a secure trading environment for its clients.

One of CFI’s standout features is its wide range of tradable assets, with over 15,000 instruments across forex, stocks, indices, commodities, cryptocurrencies, ETFs, bonds, and futures. This extensive offering caters to the diverse needs of both retail and institutional traders.

The broker’s choice of trading platforms is another notable aspect, with popular options like MT4, MT5, cTrader, and TradingView available. These platforms provide advanced charting tools, automated trading capabilities, and a user-friendly interface for traders of all levels.

CFI’s educational resources and market analysis tools, including Trading Central insights and market sentiment indicators, are valuable aids for traders looking to make informed decisions. The broker’s commitment to customer support, with 24/7 availability through multiple channels, ensures that clients can access assistance whenever needed.

While CFI’s trading conditions may vary depending on the specific entity and jurisdiction, the broker generally offers competitive spreads, flexible leverage options, and no minimum deposit requirements. The negative balance protection and segregation of client funds further enhance the safety of trading with CFI.

This platform’s ranking lives in our master broker review list.

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