APME FX Trading Europe Ltd review.

Overview

APME FX Trading Europe Ltd is a Cyprus Investment Firm, company number HE 347219, authorised by the Cyprus Securities and Exchange Commission under licence 335/17 since 10 August 2017. [CySEC] The company was registered in Cyprus on 22 September 2015 and its CIF licence was activated on 26 January 2018. CySEC records two approved trade names for it, O.Z.I. Online Zone Investment Opportunities and Monestia, and three approved domains: www.apmefx.com, www.ozios.com and www.oziotrader.com. [CySEC]

The naming is worth getting right before anything else, because it is the reverse of what the branding suggests. The legal entity on the register is APME FX Trading Europe Ltd. O.Z.I. is not the company, it is a trade name that entity is permitted to use, and the firm itself describes OZIOS as a registered trademark of APME FX TRADING EUROPE LTD. [CySEC] The two live sites divide the work: apmefx.com is a small corporate brochure site carrying the licence, the regulatory filings and the legal library, while ozios.com is the retail product, with six account tiers, a payments page, trading conditions and a MetaTrader 5 download. The firm’s own Pillar III report names both addresses as its disclosure locations.

We fetched both domains from eleven countries on 28 July 2026 through Bright Data Web Unlocker, appearing in Indonesia, Thailand, Vietnam, Azerbaijan, Singapore, Japan, India, the United Arab Emirates, South Africa, the United Kingdom and Germany. Every one of the eleven was served the same page by the same legal entity, with the same 81.54% retail loss figure and the same statement that the company does not provide services outside the EU. That result is the opposite of what this catalogue usually finds, and it is the single most useful thing on this page. The third approved domain, www.oziotrader.com, has no DNS record and served nothing to any of the eleven.

Scale is the other thing to establish early, and the firm publishes it. Its Pillar III disclosure records total assets of EUR 860,000, own funds of EUR 686,000, segregated client money averaging EUR 996,000 and a remuneration table covering eleven people. This is a very small investment firm and the review below is written on that basis.

Overview Table

Facts List

• CySEC licence 335/17, current on the Cypriot Investment Firms register on 28 July 2026 [CySEC]
• Cyprus company number HE 347219, registered 22 September 2015 [CySEC]
• Approved trade names O.Z.I. Online Zone Investment Opportunities and Monestia [CySEC]
• Authorised for reception and transmission of orders, execution on behalf of clients, portfolio management and investment advice, and not for dealing on own account [CySEC]
• FCA reference 796010 reads No longer authorised, effective 31 December 2020, and is not claimed anywhere on the sites
• Two tied agents: APME vazany agent s.r.o. in Brno and Paramount Investment Kft in Budapest [CySEC]
• Own funds EUR 686,000, total assets EUR 860,000, total equity EUR 777,000
• Accumulated losses of EUR 758,000 against share capital of EUR 150,000 and non refundable advances of EUR 1,385,000
• Segregated client money averaged EUR 996,000 in the December window, with nothing held unsegregated
• Retail CFD execution in 2024: Cape Capital Group in South Africa 69.83%, Black Pearl Securities in London 30.17%

Key Takeaways

• One entity, everywhere. apmefx.com and ozios.com both named APME FX Trading Europe Ltd and CySEC 335/17 to all eleven countries we fetched from on 28 July 2026, with no second company and no alternative site.
• The risk warning does not disappear. The 81.54% figure appeared in Indonesia, Thailand, Vietnam, Azerbaijan, Singapore, Japan, India, the UAE, South Africa, the UK and Germany.
• The firm says it does not serve you outside the EU. Both footers carry a territorial statement to that effect, plus a separate carve out for Belgian residents on CFDs.
• The client agreement has no negative balance clause. The word negative does not appear in either the apmefx.com or the ozios.com client agreement, both last reviewed February 2026. The protection is stated on the Trading Conditions page and in the forex Key Information Document instead.
• Execution moved offshore in a year. RTS 28 for 2023 put 81.39% of retail CFD volume through Black Pearl Securities in London. For 2024, 69.83% went to Cape Capital Group, a Cape Town company.
• A regulator approved domain is dead. www.oziotrader.com is one of three domains CySEC publishes for this firm and it has no DNS record. [CySEC]
• No spread is published anywhere. The account tiers name a spread group each and stop there, and the Key Information Document says spreads are floating.
• It is a loss carrying firm kept up by its shareholder. Accumulated losses of EUR 758,000 sit against EUR 150,000 of share capital and EUR 1,385,000 of non refundable advances.

Licenses & Regulation

We searched by brand and by corporate name, took every entity name from the firm’s own filings, and checked each against the registers we can query rather than against the marketing copy.

Regulatory Licences

What the CySEC record says

The register entry gives licence 335/17 dated 10 August 2017, company number 347219, telephone +357 25 054 735 and the address Spyrou Kyprianou 25, 3070 Limassol. [CySEC] Four investment services are authorised: reception and transmission of orders, execution of orders on behalf of clients, portfolio management and investment advice. Dealing on own account is not among them, and the firm’s own Pillar III report draws the consequence explicitly, setting its initial capital requirement at EUR 150,000 rather than EUR 750,000 for that reason. [CySEC] In plain terms the Cyprus entity is not permitted to take the other side of your trade, which is why every order has to go to an outside venue.

Two register fields are worth more than the licence number. The first is the trade name list, which is how the OZIOS brand ties back to this company at all: CySEC records O.Z.I. Online Zone Investment Opportunities and Monestia as approved names for APME FX Trading Europe Ltd. [CySEC] The second is the approved domain list, entry 19 on CySEC’s published table, giving www.apmefx.com, www.ozios.com and www.oziotrader.com. [CySEC] That is the strongest domain evidence any register in our set provides, and here it matches two of the three live sites exactly.

The register also names two tied agents, APME vazany agent s.r.o. in Brno, Czech Republic and Paramount Investment Kft in Budapest, Hungary, both limited to reception and transmission of orders. [CySEC] The firm paid EUR 194,000 in fees to tied agents in the year covered by its latest Pillar III report, which is a material share of its EUR 1,164,000 of annual fixed overheads. Cross border services are notified to 27 EEA states including Germany, Italy, Spain, Poland, Greece, Slovakia, the Czech Republic and Hungary. [CySEC]

The FCA reference, which is lapsed and not claimed

Searching the FCA register for the brand returns one match: APME FX TRADING EUROPE LTD, FRN 796010, business type Services (UK) of an Overseas Firm, status No longer authorised, effective 31 December 2020. That date is the end of the Brexit transition period, so this is a lapsed EEA passport rather than a withdrawn UK authorisation, and it is an ordinary thing to have happened.

We then looked for the failure mode that has caught two of the last brokers we reviewed, which is a firm still badging a regulator it no longer answers to. We grepped every page we fetched from both domains for FCA and for Financial Conduct Authority. There is exactly one hit on the entire site, and it is on the ozios.com payments page, correctly naming the Financial Conduct Authority as the regulator of Interpolitan Money PLC, one of three institutions listed as holding client funds. No FCA badge, no ASIC badge, no offshore licence number and no claim of regulation beyond CySEC appears anywhere we looked. The FCA search also returned no clone entries and no unauthorised firm operating on this name.

What each country is served

Eleven countries, one fingerprint per domain, identical byte counts on apmefx.com from every vantage. We spot checked the ozios.com body from Vietnam, the United Kingdom and South Africa and found the 81.54% figure and the EU only statement present in all three. There is no country selector, no regional site and no second brand. On the evidence we gathered, a reader in Jakarta and a reader in Frankfurt are shown the same company under the same licence, which is not what the last two reviews in this batch found.

Where the money and the orders actually sit

Client funds are segregated. The Pillar III report shows segregated client money averaging EUR 996,000 in the December window and nothing at all held unsegregated. The ozios.com payments page names the three institutions holding client funds: Hellenic Bank under the Central Bank of Cyprus, Finby a.s. under the National Bank of Slovakia, and Interpolitan Money PLC under the FCA. The firm is an ICF member with cover capped at EUR 20,000 per covered client.

Orders are a different story, and the firm’s own RTS 28 reports tell it. See the How to Trade section for the venue tables; the short version is that in 2024 the largest destination for retail CFD volume was Cape Capital Group, a Cape Town company. We confirmed through GLEIF that the LEI on the report belongs to CAPE CAPITAL GROUP, registered in South Africa as 2019/142922/07, with an active record. We could not go further: the FSCA does not expose a register we can search, so we make no claim about whether that firm is licensed there.

What we checked and what we could not

Checked and found: the CySEC Cypriot Investment Firms register, the CySEC List of Approved Domains and the FCA register. Checked and clean: the CySEC Former Investment Firms (Cypriot) register, which does not list this company, and the FCA register for clones on the name, which returned none. [CySEC] One oddity from the CySEC List of Non Approved Domains, recorded because the name is close and for no stronger reason: apmetrade.com appears on it, dated 14 November 2024. That domain is not one of this firm’s three approved domains, it has no DNS record, and we found nothing linking it to APME FX Trading Europe Ltd. [CySEC]

Not checked: the FSCA register in South Africa, which we cannot query, so Cape Capital Group’s regulatory status is unestablished rather than absent. We also did not work through CySEC’s administrative sanctions archive year by year, so we make no claim either way about sanctions history.

How to Trade

Trading is on MetaTrader 5 and nothing else. There is no MT4, no proprietary terminal, no cTrader and no TradingView integration named anywhere on either site. The mobile offering is MetaTrader’s own iOS and Android app, linked from the platforms page. Order types are the standard MT5 set: Buy, Sell, Buy Limit, Sell Limit, Buy Stop, Sell Stop, Take Profit, Stop Loss and Trailing Stop.

Execution model, and where your order actually goes

CySEC does not authorise this firm for dealing on own account, so it cannot warehouse client positions and must pass them to an external venue. [CySEC] Its RTS 28 reports describe the business model as Straight Through Processing and name the venues. Those reports are the most valuable documents the firm publishes, and the year on year change in them is the finding of this review.

Read the two years together. In 2023 every venue handling retail money was authorised in the UK or Cyprus. In 2024 the largest single destination for retail CFD volume became a South African company. We verified the identities through GLEIF rather than taking the report at face value: Black Pearl Securities Limited carries Companies House number 08823678 on both GLEIF and its FCA record, EXT Ltd carries HE 293592 on both GLEIF and the CySEC register where its approved trade name is EXANTE, and Cape Capital Group is registered in South Africa as 2019/142922/07. [CySEC] Two of the 2023 venues have since moved: BCM Begin Capital Markets CY Ltd is marked on the CySEC register as under examination for voluntary renunciation of its authorisation, and its LEI record has lapsed. [CySEC]

None of this touches the safety of your deposit, which stays segregated under CySEC rules at named EU and UK institutions. What it changes is who is on the other side of the order once it leaves Limassol, and the firm’s own risk disclosure is candid about the consequence: it identifies conduct risk as arising from failures of designated liquidity providers located in third countries, and states that it is itself exposed to negative balances with its execution venues when a venue cannot close a position at the firm’s stop out limit.

Leverage, margin and stop out

Retail leverage is 1:30, the figure used in every worked example in the forex Key Information Document, where the two 1 lot EUR/USD examples carry initial margin values of 3,911.82 and 3,919.74. The scenario table uses a margin rate of 3.3% on a 2 lot position with a contract size of 200,000. A margin call is notified by email and shown in the platform when the margin level drops to 100%, and positions are closed at a stop out level of 50%. The client agreement puts the same 50% figure in contractual language and adds a warning that is easy to miss: depending on market conditions a client may lose more than 50% of his margin.

Clause 20.2 of the client agreement reserves the right, in defined circumstances, to increase spreads, decrease leverage and change the stop out level. That is standard drafting for the sector, and it is still worth knowing that the 50% stop out you sign up to is not fixed.

Slippage, in the firm’s own words

The Order Execution Policy is unusually direct about this, which counts in its favour. It defines positive and negative slippage, states that slippage is a normal element of trading and occurs more often in illiquid or volatile conditions, and then says plainly that pending orders are not guaranteed at the price specified and will be filled at the next best available market price. It also describes the monitoring the firm runs, including symmetric slippage checks, counting the number of trades subject to slippage, and comparing average execution speed with industry standards.

Set against that, the Execution Quality Summary Statement published alongside RTS 28 twice describes trades as near guaranteed to be filled in normal market conditions. The two documents are not strictly contradictory, since one is about normal conditions and the other about volatile ones, but they are pitched very differently and only one of them is the document a client is likely to read.

Account Types

Six live tiers are published on ozios.com, separated by deposit size. What each tier actually buys is a spread group whose contents are never disclosed, a share CFD commission rate, and access to an account manager and Autochartist from the second tier upward.

Source: the trading accounts page on ozios.com, fetched from Indonesia on 28 July 2026. Every tier lists local language support. Nothing else differentiates them on the page.

The headline rate belongs to the top tier

The ozios.com homepage advertises fees from 0.01% on CFDs on EU stocks. That rate is the Professional tier’s, and the Professional tier requires EUR 1,000,000. The rate a EUR 100 client gets is not published at all, because the Start tier’s commission cells are empty. A client at the EUR 10,000 Basic tier pays 0.1% on EU share CFDs, ten times the advertised headline. This is legal advertising and it is also the kind of number a reader should not carry away without the deposit condition attached to it.

What is not published

No spread figure appears for any account on either domain. The tiers are named after spread groups and the groups themselves are never defined, while the Key Information Document confirms only that spreads are floating and vary with market conditions and liquidity depth. For a CFD broker this is the central cost, and it cannot be established before opening an account. We have therefore left minimum spread empty rather than estimate it.

Also absent: any account currency list beyond the client agreement’s mention of Euro and US Dollars, any maximum position size, any published leverage per tier, and any swap free or Islamic option.

Demo accounts

A demo account is offered and is limited to 30 days, after which the trading conditions page directs the user to a live account. Thirty days is on the short side; several comparable Cyprus firms leave demo accounts open indefinitely. Anyone using the demo to test a strategy across a full market cycle should plan around that limit.

Negative Balance Protection

This is the section where the documents disagree with each other, so it is worth setting out exactly where the protection is stated and where it is not.

Where it is stated

The ozios.com Trading Conditions page carries a heading called Negative balance protection and describes it as a preventive measure ensuring that traders do not lose more money than they deposit if an account reaches negative values through unfavourable trading activity. The forex Key Information Document goes further and puts it in a PRIIPs disclosure, describing the product as suitable only for clients able to bear a total loss of their invested amounts, subject to the negative balance protection mechanism offered by the Company, and stating under its risk indicator that losses cannot exceed the amount invested. A Key Information Document is a regulated disclosure, not marketing, so this is a meaningful place to find it.

Where it is not

We read both client agreements in full, the one published on apmefx.com and the one published on ozios.com, each last reviewed February 2026. The word negative does not appear in either document. There is no clause capping client liability at the account balance, no clause writing off a debit balance, and no reference to the protection promised on the website two clicks away.

What the client agreement does say about the downside is the stop out mechanic: if a client fails to meet a margin call and the market works against him, positions are closed at a stop out level of 50%, and depending on particular market conditions a client may lose more than 50% of his margin. That is a description of how the account is liquidated, not a promise about what happens if liquidation comes too late.

Why the gap matters more than it looks

Negative balance protection for retail clients is a requirement of the ESMA product intervention regime carried into CySEC rules, and there is no evidence here that the firm intends to do anything other than honour it. The point is narrower and it is about which document governs. If a gap event leaves an account in deficit, the client’s position rests on a web page and a Key Information Document rather than on the contract they signed.

The firm’s own Pillar III report explains why this is not a theoretical concern for a straight through processing broker of this size. It states that the Company is exposed to negative balances with its execution venues in fast moving volatile markets where the venue cannot close a position at the Company’s stop out limit, and it identifies conduct risk arising from failures of designated liquidity providers located in third countries. In 2024, 69.83% of retail CFD volume went to a venue in South Africa. The firm is describing, in its own regulatory filing, exactly the chain along which a retail negative balance would have to be absorbed.

Our recommendation is procedural rather than alarming: if you open an account here, ask for the negative balance protection commitment in writing, referenced to a clause, before funding.

Trading Instruments

The product set is stated by category on both domains and quantified nowhere. ozios.com lists six instrument sections: physical shares, share CFDs, forex CFDs, index CFDs, commodity CFDs and ETF CFDs. The about page describes the platform as offering physical shares alongside CFD instruments across forex, commodities, equities and indices.

The count we could not obtain

The Trading Conditions page says a full list of available instruments, with the underlying asset and the exchange where each is actively traded, can be found through a link. We fetched the instruments pages from Indonesia and every one of them returned the same client side rendered shell with an analysis feed and no instrument table. The same happened on the trading hours and swaps tables, which are linked but load their contents in the browser. We therefore publish no instrument count for this broker rather than an estimate, and a prospective client should ask for the symbol schedule and the swap table before funding, because neither is readable from outside.

Key Information Documents

PRIIPs Key Information Documents are published for shares, share CFDs, forex CFDs, index CFDs, commodity CFDs, ETF CFDs and cryptocurrency CFDs, all last reviewed February 2026. Their existence and their currency are a point in the firm’s favour, and the forex one in particular is more useful than most: it carries four worked leverage examples, a five row cost breakdown of a real dated trade, and the stop out and margin call levels.

Corporate actions

Dividends are handled on share CFDs and cash indices by ex dividend adjustment, credited on long positions and debited on short ones, with the firm reserving the right to change the treatment for tax or regulatory reasons. Futures based instruments are rolled automatically before expiry, and the page warns that take profit, stop loss and pending orders are cancelled ten minutes before the contract expires, and that a stop out can occur during a rollover. That last warning is a genuine operational risk and the firm states it plainly.

Education & Analysis

Research and education sit under a section ozios.com calls the Zone, split into Analysis, IPO, In the media, Education and Strategy. The analysis feed is the part we could actually read, because it renders server side, and it is genuinely current: the three most recent items when we fetched on 28 July 2026 were dated 27 July 2026 on Travelers Companies’ second quarter results, 20 July 2026 on PepsiCo’s second quarter, and 10 July 2026 on the planned SK Hynix listing on Nasdaq. Each runs to a few hundred words of market commentary rather than a trade recommendation.

Who writes it

The about page names two people. Peter Svoren is described as CEO, responsible for operations in Central Europe, head of the investment research department and a member of the risk management committee, with a master’s degree in business economics and management. Adam Austera is introduced as Financial Analyst and then described in the same paragraph as Chief Analyst, with an engineering degree in human nutrition from the Slovak University of Agriculture in Nitra. Naming the analyst is more than most brokers of this size do, and the inconsistent job title on the same page is the sort of small maintenance failure that recurs across this site.

Analysis tools

Autochartist is the only third party tool offered, and it is gated: the accounts table shows it from the EUR 10,000 Basic tier upward, so a EUR 100 Start client does not get it. Everything else is MetaTrader 5’s own toolkit, which the platforms page describes accurately as chart analysis, automated trading, an in platform economic calendar and market news, price alerts, and order placement and editing directly on the chart. The platform is stated to be available in 31 languages including Czech, Hungarian, Slovak, Polish, Romanian and Slovenian, which is a fair guide to where this firm actually sells.

Education

The education offering is a set of MetaTrader 5 tutorials covering download and installation, modifying and closing a trade, the platform workspace, chart customisation, starting to trade and trade history. An Ebook is listed in the document library. This is platform training rather than a structured trading course, and it is honest about being that.

The awards claim, and the page that is not there

ozios.com describes itself as a multiple award winning broker and lists four: Forexmag 2025 Best Brokerage Services, BrokersviewExpo Dubai 2024 Best Customer Service Broker, Trader Magazine’s 2024 Best Online Broker, and TraderSratings 2024 Best Customer Service. The homepage links to an Awards page for the detail. We fetched that page and its entire readable text came to 44 characters, with no award content at all. Separately, three of the awards named on the platforms page belong to MetaTrader 5 rather than to the broker: Best Multi-Asset Trading Platform for 2024, 2025 and 2026, one of which the page itself attributes to Money Expo Colombia 2025. We have verified none of the seven and treat all of them as unverified claims.

Special Offers

There are none that we could find, and for a CySEC regulated firm that is the correct answer rather than a gap.

We fetched the homepage, accounts, trading conditions, payments, platforms, instruments, about, licence and documents pages of ozios.com, plus the homepage, licence, regulation, brokerage, portfolio, about, contact and MetaTrader pages of apmefx.com, from Indonesia on 28 July 2026, and additionally spot checked ozios.com from Vietnam, the United Kingdom and South Africa. No deposit bonus, no welcome bonus, no cashback, no rebate scheme, no trading competition and no no deposit promotion appears anywhere on either domain. There are no bonus terms and conditions in either document library, which for the offshore arms this catalogue usually finds is the first place such documents show up.

That absence is what EU rules require. CySEC and the ESMA product intervention regime prohibit offering monetary or non monetary benefits to induce retail CFD trading, and a firm whose own footer states it does not provide services outside the EU has no second jurisdiction in which to run the offers it cannot run in the first one. The contrast with the last two brokers reviewed in this batch, both of which published 30% and 50% deposit bonus documents on an offshore domain, is the whole point of checking.

What is offered instead of a bonus

The last row is the one item resembling a promotion, and we could not find its terms. The homepage panel exists, the link behind it did not lead to a document we could read, and no referral scheme appears in the document library. We record it as an unquantified claim rather than describing terms we have not seen. Anyone offered shares for a referral should ask for the written terms, including whether the shares are physical or CFDs and what volume condition attaches.

Opening an Account

Onboarding runs through a separate client portal at my.ozios.com, reached from a Sign in or register link on every ozios.com page. The minimum first deposit is EUR 100 for the Start account. No target approval time is published, so we leave account opening days empty rather than estimate it.

Verification requirements, which are set out unusually fully

The documents page is the most detailed part of the site, and it is worth reading before you apply because it rules out several documents people commonly send.

The page notes that the address on an identity document does not have to match the address given at registration, and explains the reasoning behind the residence requirement in plain terms. The about page FAQ adds that the account is activated after the documents are verified and that a bank transfer can take from a few minutes to several business days to arrive.

Which entity you end up with

One, in every country we tested. There is no country selector, no offshore alternative and no second application path. Both domains state that the company does not provide services outside the EU, and that it does not provide CFD trading to residents of Belgium. If you are inside the EEA and you open an account here, you are contracting with APME FX Trading Europe Ltd under CySEC 335/17, with segregated client money, ICF cover to EUR 20,000 and 1:30 retail leverage. [CySEC]

What we could not test

We loaded the registration form at my.ozios.com from Indonesia and it rendered nothing readable to us, being a client side application. We therefore cannot say whether the application form enforces the EU only restriction the footer publishes, and we do not open accounts to find out. That question is unresolved rather than answered either way. Two of the last brokers we reviewed published a restriction and then offered every country in the application dropdown, so it is a fair thing to ask about, and the honest position here is that we did not see the dropdown.

Deposits & Withdrawals

The payments page is short and, on the fee question, unusually clean. Its own wording is that Ozios does not charge for deposits or withdrawals, and that all fees for third party payments and transfers are borne by the client and deducted from the client’s account. We have recorded the broker withdrawal fee as zero on that basis, with the caveat that a correspondent bank’s charge still reaches you.

Methods and where the money sits

Funding is by bank transfer or card, made from inside the trading account. The page then does something few brokers do and names the institutions holding client funds.

Source: the payment methods page on ozios.com. All three are supervised institutions in the EEA or the UK, and the disclosure corroborates the Pillar III statement that segregated client money averaged EUR 996,000 with nothing held unsegregated. Cash deposits are not accepted directly; the page instructs clients to pay cash into their own bank account first and transfer from there. No withdrawal minimum, maximum, daily limit or processing time is published, and no e wallet, cryptocurrency or local payment rail is named.

The inactivity fee, which is mild by sector standards

Source: the Trading Conditions page on ozios.com. A full year of grace and a hard ceiling at EUR 25 a month is better than most of this catalogue, where charges commonly start at two or three months. A EUR 100 Start account left dormant still runs out in the seventh month of charging, so the fee is not trivial at the bottom of the range, but the structure is fairer than the norm.

The holding costs that matter more

Two charges here are larger than anything on the payments page.

The first is the swap markup. The firm’s Swaps and Roll Over document works a full example on an AUD position: an Australian rate of 2.25%, an American rate of 0.25%, an interest differential of 2%, and then a line reading Markup Broker: 7.2%. Run through the firm’s own arithmetic that produces minus 12.06 US dollars per lot on the long side and minus 21.33 on the short side, per night. A 7.2% markup on top of the differential is a substantial financing cost and it is disclosed only inside a two page PDF linked from the regulation page. Swaps are charged at the end of each trading day and tripled on Wednesdays.

The second is the 2% annual management fee on physical shares, charged daily in the form of a swap and likewise tripled on Wednesdays, on an instrument the same page says is buy only. A buy and hold share position therefore carries a 2% yearly drag that a share dealing account elsewhere would not impose.

Finally, the firm passes through Italian financial transaction tax on Italian CFDs and ITA40, on a published band schedule running from EUR 0.25 on trades up to EUR 2,500, through EUR 5 on the EUR 10,000 to EUR 50,000 band, to EUR 200 above EUR 1,000,000. Publishing that schedule is good practice and few brokers bother.

A worked cost, from the firm’s own filing

The forex Key Information Document prices one real dated trade: a 1 lot EUR/USD buy in a euro account, opened 15 July 2024 at 1.09268 and closed 18 July 2024 at 1.12435. Swap value minus EUR 365.00, spread 5 denominated in US dollars, total costs in account currency EUR 369.45 against a profit of EUR 2,816.74, giving costs at 13.12% of profit. Almost all of that cost is three nights of swap. It is the clearest illustration on the whole site of where this broker’s money is made.

We found no complaint record, withdrawal delay pattern or payout evidence for this firm that meets our sourcing rules, so nothing in this section is a claim about how withdrawals behave in practice. It is only what the documents commit to.

Customer Support

Support is small, and the firm’s own filing says how small. The Pillar III remuneration table covers eleven people: two in senior management on EUR 92,000 of total pay, seven key personnel on EUR 183,000, and two non executive directors on EUR 12,000, for EUR 330,000 in total. Broken down by business area, control functions take EUR 152,000, the brokerage department EUR 60,000, back office EUR 53,000, monitoring EUR 27,000, and portfolio management and investment advice EUR 19,000 each. Whatever support looks like here, it is delivered by a handful of people, and the largest single spend is on compliance rather than sales.

Contact points we could verify

The tied agents are the real support story. They give a Czech and a Hungarian client someone in their own country and time zone, which is more than a Limassol phone number offers, and both are on the CySEC register rather than being unregulated introducers. [CySEC] Local language support is listed on every account tier including the EUR 100 Start account.

Three details that do not line up

The Brno tied agent’s street address reads Spalena 480/1 on apmefx.com and on the CySEC register, and U Synagogy 480/1 on ozios.com. [CySEC] Its telephone number reads +420 777 110 827 on the register and +420 778 470 744 on both websites. [CySEC] And the firm’s own registered address differs between the register and its current legal documents, as the table above shows. None of these is serious on its own. Together they describe a firm whose public records are not being kept in step, and the register is the version a regulator would act on.

Hours, channels and languages

No support hours are published on either domain, and we found no live chat widget in any page we fetched. The channels we can confirm are telephone and email. Social presence is Facebook, Instagram and LinkedIn, all under the apmefx or apme-fx handle. We have not tested response times on any channel and make no claim about them.

Complaints

A Complaints Procedure for Clients is published in both document libraries, and the client agreement records CySEC as the supervisory authority. As a Cyprus Investment Firm, escalation beyond the firm runs to the Financial Ombudsman of Cyprus and to CySEC itself, and that route exists because the entity is the licensed one. This is the practical benefit of there being no offshore arm here: every client has the same escalation path.

Prohibited Countries

This firm does publish a restriction, it is short, and it is the opposite shape of the usual one. Rather than listing a handful of excluded countries and serving everywhere else, APME FX excludes everywhere outside one bloc. The wording appears in the footer of every page on both domains and is near identical on each.

“Territoriality statement: APME FX Trading Europe Ltd. does not provide services outside the EU. APME FX Trading Europe Ltd. does not provide CFD trading for clients who are residents of Belgium.”

The ozios.com version differs by two words, narrowing the Belgian exclusion to retail clients: it reads that the company does not provide CFD trading for retail clients who are residents of Belgium. Belgium is also absent from the 27 state passport list CySEC records for this firm, so the footer and the register agree on that point. [CySEC]

Note what the passport list does and does not mean. It records the states into which the firm has notified cross border services, which is a regulatory permission and not a marketing claim about where it sells. Belgium is absent from it, consistent with the footer. Cyprus itself does not appear either, which is what one would expect of a home state entry.

What our own fetches found

We fetched both live domains from eleven countries on 28 July 2026: Indonesia, Thailand, Vietnam, Azerbaijan, Singapore, Japan, India, the United Arab Emirates, South Africa, the United Kingdom and Germany. Every one was served the full site with a working homepage, and every one was shown the same territoriality statement and the same 81.54% retail loss figure. There is no geo block, no redirect and no separate offshore page. A visitor in Jakarta sees a site that tells them, in the footer, that the firm does not serve them.

The United Kingdom is worth pulling out. Since 31 December 2020 the firm has held no UK permission, its FCA record reading No longer authorised from that date, and the EU only footer covers the position. A UK visitor is served the site and told the same thing as everyone else outside the EU.

Beyond the EU boundary and Belgium, no country restriction is published by this firm, and we did not find one. We looked in both footers, both client agreements, the terms of business and the company information document. Nothing else is listed, and we are not going to invent a list that the firm does not publish.

The one thing we could not test is enforcement. The registration form at my.ozios.com renders in the browser and returned no readable country field to our fetch, so we cannot say whether a Vietnamese or Indonesian applicant is stopped at the first screen or later in compliance. That is an open question, not a finding.

Conclusion

APME FX Trading Europe Ltd is a genuine Cyprus Investment Firm. Licence 335/17 is current on the register and dated 10 August 2017, CySEC itself publishes the domains, the firm files Pillar III disclosures every year back to 2017 and RTS 28 execution reports back to 2018, it is an ICF member with EUR 20,000 of cover, client money is segregated at three named supervised institutions, and it holds no permission to deal on own account. [CySEC] Nothing in this review is a scam finding.

More than that, it passes the test this catalogue exists to run and that most brokers fail. We fetched both live domains from eleven countries and every single one was served the same legal entity, the same licence number, the same 81.54% retail loss disclosure and the same statement that the firm does not provide services outside the EU. There is no offshore entity, no second client agreement on higher leverage, no bonus document library and no separate website for the countries where the rules are thinner. We looked for one specifically, because the last two reviews in this batch both found one, and it is not there.

The four things we would want a reader to check

1. The contract does not contain the protection the website promises. Negative balance protection is stated on the Trading Conditions page and in the forex Key Information Document, and the word negative appears nowhere in either client agreement, both last reviewed February 2026. Get it in writing, referenced to a clause, before funding.
2. Retail execution moved offshore inside a year. In 2023, 81.39% of retail CFD volume went through an FCA authorised London firm. In 2024, 69.83% went to Cape Capital Group in Cape Town, on a register we cannot query. The firm’s own filing names third country liquidity provider failure as a conduct risk and admits it can be exposed to negative balances at its execution venues.
3. The cost that matters is not on the fee page. No spread is published for any account on any instrument. The disclosed swap markup is 7.2% over the interest differential, swaps triple on Wednesdays, physical shares are buy only with a 2% annual management fee charged daily, and the firm’s own worked example puts total costs at 13.12% of profit on a three day trade. The advertised 0.01% share commission requires a EUR 1,000,000 deposit.
4. The public record is not being maintained. One of three CySEC approved domains has no DNS record, the registered address on the register does not match the firm’s own documents, the Brno tied agent has two different street addresses and two different phone numbers across three sources, the RTS 28 report prints the company number as HE 347019 against HE 347219 on the register, the 2025 Pillar III cover and its own disclosure paragraph name different years, and the Awards page returns an empty document. [CySEC] None of these is fraud. Together they are the signature of a small firm running thin on administration.

How the score was reached

Regulation scores well, at 7, because the licence is real, current, verified on the register, and covers the entity that actually onboards every client we could observe, with the retail loss disclosure intact in all eleven countries. It is not higher because the client agreement omits negative balance protection and because most retail order flow now reaches a venue we cannot verify. Fees, platform and support all sit at 5: no published spread against a fair inactivity policy, MetaTrader 5 alone with a 30 day demo cap, and a competent but eleven person operation with no published support hours. Reviews also sits at 5, and that is a neutral score, not a criticism. We found no verified user reports meeting our sourcing rules in either direction, and absence of evidence is not a penalty here.

Who this suits

A resident of the EEA, most obviously in Slovakia, the Czech Republic, Hungary or Greece where this firm’s tied agents and press coverage are, who wants MiFID II protections, 1:30 leverage, ICF cover and a local language contact at a EUR 100 entry point, and who trades infrequently enough that swap costs and the 2% share holding fee do not dominate. Such a client gets a licensed counterparty with a clean regulatory record and a real escalation route to the Financial Ombudsman of Cyprus.

It suits nobody outside the EU, and the firm says so itself on every page. It is a poor fit for anyone who trades on cost, because the cost cannot be established before opening an account, and for anyone holding positions overnight at scale, because the disclosed swap markup is high. Whoever you are, ask for the spread schedule, the swap table and the negative balance clause in writing before you send money, and treat the fact that a regulated firm cannot show you the first two on its website as part of the answer.